Labor Burden Calculator (Excel + Sheets) — True Loaded Cost per Hour
What does your labor actually cost? Find out in 90 seconds.
A one-sheet calculator that turns wage into true loaded cost per hour. Most trade owners are bidding 15 to 30 percent under their real number. This is the spreadsheet that shows you by exactly how much.
What's inside
- Single-sheet calculator with all formulas pre-built
- Inputs: wage, payroll tax, workers comp, GL insurance, vehicle, tools, PTO, training, profit target
- Output: true loaded cost per hour, billable rate at your margin target, hourly profit on every hour you sell
- Preset profiles for 8 trades: electrician, plumber, HVAC, GC, roofing, painting, landscaping, demolition
- "What changed?" tab for comparing scenarios (raise wages, add health insurance, change PTO policy)
- Works on phone, tablet, or desktop
Who this is for
- Trade owners who suspect they're underbidding but never sat down with the math
- Anyone about to give a raise and wanting to see what it does to billable rate
- 1 to 5 person shops without a controller
Who this isn't for
- Shops with a controller and a real cost-accounting system
- Anyone needing prevailing wage / Davis-Bacon calculations (different math)
Where this fits in the ladder. $7 today. If you want job-by-job tracking next, the $15 Jobsite Profit Calculator uses your loaded rate from this sheet. If you want the full six dashboards plus AI Command Library, SBOS LITE is $47.
How it stacks up
FAQ
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